Practical
experience allows us to focus our expertise and resources in those areas
that contribute to 80% of your returns:
With a well formulated investment policy
and strategy, your operational structure and investment goals are clearly
defined, and measures set in place so as to avoid financial loss and
meet your objectives / goals.
Although asset allocation decisions are the most
crucial, the success of current methodologies tend to be coincidental
as these approaches only look at past investment performance. By combining
asset-liability modeling (analysis of historic returns) with practical
investment experience (our future investment expectations and
views) in an effective and logical way, investment mandates can be formulated
that will not only perform under conditions of perfect hindsight.
Although manager selection only contributes 20% to returns, the
sheer number of managers and portfolios available in South Africa and
abroad can turn manager selection into a lottery. Practical experience
again makes our research unique – we place far more focus on managers
that will match your investment objectives best, not necessarily
the current best managers. By appointing people who understand your
needs, future changes and disappointment can be avoided.
In an ever changing world, it
is crucial to keep ahead of financial and economic trends.
Through a process of ongoing review and refinement, your policies, strategies,
and mandates are reassessed on an ongoing basis to ensure that the solutions
formulated in the past are still best.
Practical measures can be included
in your strategy and the structure of your assets, so as to produce
additional income without affecting returns.
Our final and most important service is one of
empowerment through knowledge. Your ability to make
an informed and appropriate decision is just as crucial as appointing
the correct manager or having the right mandate in place. By providing
our clients with practical training, not jargon, we strive to make you
less dependent upon our advice.